Banking & Finance

We are specialists in leverage and acquisition finance, corporate lending and structured finance, bi-lateral and syndicated loans and real estate finance, and act regularly for both lenders and sponsors in both the Australian and European markets.

Our lawyers advise on a wide range of matters involving senior debt, mezzanine debt, and subordinated debt along with corporate issuances, private equity processes, direct lending and restructurings. Our small team has experience working for magic circle and top tier law firms, as well as for investment banks and debt funds.

We pride ourselves on being able to provide legal solutions taking into account commercial driving factors, any stage of a deal – from advising on the capital structure/term sheet, through to documentation, deal execution and completion mechanics.

Our team also advises on Australian, UK and Pacific Island banking laws and regulations and we regularly assist clients obtain domestic and off-shore banking licences and restricted ADIs and assist with strong risk and compliance frameworks.

Our Experience In Banking & Finance Includes:

• Drafting and negotiating general and specific security deeds, finance agreements, security trust deed, guarantee and indemnity agreements etc
• Advising on capital structures, term sheets, loan agreements, intercreditor issues, security and other finance documents, CPs and funds flow and closing mechanics
• Applications for ADI, RADI and off-shore banking licences
• Guidance on banking and financial markets regulation, Banking Act, APRA letters, Personal Properties Securities Act, Electronic Transactions Act, ePayments Code, Code of Banking Practice and prudential standards
• Preparing governance frameworks, banking policies and procedures and complying with capital adequacy, credit risk, market risk and liquidity requirements
• Dealing with ASIC, APRA, AUSTRAC and other regulators and assisting with regulatory investigations
• Establishing foreign bank representative offices and negotiating correspondent banking relationships
• Recommendations on fit and proper and accountable person requirements
• Assistance with BEAR responsibilities, Open Banking, financial information data and reporting
• Providing off the shelf banking agreements and policy templates for in-house counsel